Affordable Health Insurance Website HealthCompare Releases A List Of Top Insurance Myths To Aid Heal

Online, July 4, 2011 (Newswire.com) - HealthCompare, a website which helps users find the highest quality and most affordable health insurance, has released a list of insurance myths and facts. The list is designed to inform insurance seekers and help them in their search.

Selecting the best health insurance option for an individual or a family can be daunting. Many of those seeking insurance have not been properly educated about health insurance. Many myths about health insurance exist, which can make the process seem much more difficult, or even impossible.

HealthCompare realized that these myths were out there, and that they were damaging to potential consumers. As part of its mission to educate consumers, HealthCompare has decided to fight these myths by dispelling them and letting consumers know the real facts.

Numerous myths are dispelled in the list. One is that most Americans have adequate health insurance. In truth, almost 50 million Americans do not have any health insurance at all, and that number is rising by millions every year.

Another dispelled myth is that the majority of the uninsured are unemployed. This is also not the case. Millions of Americans are self-employed or freelance workers who may not have plans. Some companies do not offer health insurance benefits to their employees. Some workers may be eligible for health insurance coverage from their work, but are unable to afford the monthly payments.

Many people think that it is easy to get individual health insurance after being diagnosed with health problems. Unfortunately, the opposite is true. Some health problems may make a person virtually uninsurable. Other times, an insurance applicant will be put on a waiting list, during which time their condition will be monitored and evaluated.

It is a common myth that employer-sponsored plans are the best insurance options for consumers. This is inaccurate. Employer-sponsored plans may be considerably more expensive than other options. These plans may also not provide as much, or as personalized coverage.

The list is currently available at http://healthcompare.org/2010/08/frequently-asked-questions/#question4.