Common Knowledge You Need To Know For GlobeBill Payment Process

Online, March 22, 2012 (Newswire.com) - In the previous articles, we have introduced GlobeBill, the third-party payment platform from Hong Kong, which provides the service of receiving global payments and other related services for small and medium businesses in the e-commerce field in foreign trade to you. And here we will give a further introduction on more detailed knowledge of GlobeBill's payment process. So let's have a look.

1. What is 3D certification?

In fact, the credit card issued outside China generally has no transaction password. And if the users use these credit cards for online transaction, they could only judge the card number, the validity date and the check code, which leads a high-risk transaction. So in order to improve the transaction safety, the validity should be passed before the payment and the personal transaction code is also needed. Compared with the banks in China, 3D certification is in fact launched an online banking service.

2. How to cope with dishonor?

In order to guarantee the interests of the cardholder, the cardholder has the right to dishonor. Generally, the cardholder is required to submit the dishonor application to the issuing bank of the card, and then the issuing bank will notify the acquirer. The acquirer deal with the dishonor according to the reasons the cardholder gives. And then the acquirer will notify the third party payment company to contact the merchants, provide the shipping documents, receipt for transactions, e-mails, transaction records and other related information, and finally gives a ruling result.

3. The features of online Fraud Card Transaction.

• New buyers;
• Single and large transactions;
• Purchase of several identical goods;
• Purchase of bulky goods;
• Requires the purchased goods to send immediately or as soon as possible;
• Free e-mail address;
• Payment transactions with the same card;
• Use a different card to pay, but with the same delivery address;
• Use the same card within a short period of time for purchase of goods;
• Use a different card to pay, but with the same IP address.

4. What is GlobeBill's refund policy and if it takes handling charge?

The refund application is submitted by customers to the merchants. The merchants offer refund instructions at the backstage. And GlobeBill will not take any handling charge in the operation of refund, however, GlobeBill will not return the handling charge during the process of cut payment.