Critical Illness Cover Made Simple In The UK Detailed At Critical-Illness.co.uk

Online, June 20, 2011 (Newswire.com) - In the United Kingdom, critical illness insurance is fast becoming a popular form of protection insurance. As the term implies, this type of insurance offers critical illness cover, and may be either be taken as a standalone plan, or combined with life insurance. What this means if that the policy holder is covered if he or she is diagnosed with a critical illness covered by their policy. Some illnesses covered in policies include many types of cancer, strokes, heart attacks and multiple sclerosis.

Critical-Illness.co.uk is a website that provides UK residents with useful information about getting a critical illness cover. It offers a list of discounted premiums available to customers, including Life Insurance Cover, Income Protection, Critical Illness Cover, Critical Illness & Life Insurance Cover, Mortgage Payment Protection, and Health Insurance & Private Medical Cover. At Critical-Illness.co.uk, visitors can get instant quotes with just a few clicks.

An online resource for people planning to get critical illness cover for themselves or their family, Critical-Illness.co.uk explains that the level-term critical illness insurance, a more popular plan, runs over a specific term decided at the outset, and the sum assured selected will then remain the same during the duration of the plan. Level-term critical illness will pay a fixed lump sum if the policy holder unfortunately dies during the policy term.

Critical-Illness.co.uk also tackles the alternative to the level or interest only critical illness insurance - one that is offered on a decreasing or a reducing basis. Slightly different from a level-term plan, the sum assured decreases over the term that the plan is taken out over. Under this arrangement, the premium becomes considerably cheaper than the level version of the critical illness insurance. As such, this set-up works for those who are protecting a capital and repayment mortgage

Backed by a team of experienced advisers, Critical-Illness.co.uk is home to sound insurance advice. The website underscores how there can be variations in the insurance plans from one company to the next. Because of this, clients should consider carefully how many illnesses they wish to be covered for. The website advises that a good bench mark for the numbers of critical illnesses that should be covered under a critical illness cover is 40, including heart attack, cancer and stroke, as well as other critical illnesses listed by the Association of British Insurers.

According to Critical-Illness.co.uk, clients can decide to go for either reviewable premium or guaranteed premiums, with costs that vary depending on the insured's circumstances.

UK residents looking to efficiently manage future health risks for themselves and their family through critical illness insurance can visit http://www.critical-illness.co.uk for cut-price premiums and useful advice.