hCentive Assesses Healthcare Reform that Provides New Option for Students

Online, June 17, 2010 (Newswire.com) - STERLING, Va. - hCentive, Inc. (www.hcentive.com), the leading online portal for information on health insurance, provides information about the impact of healthcare reforms on student health insurance.

"I have reviewed many queries posted on sites related to health insurance," said Manoj Agarwala, president and chief operating officer for hCentive, Inc. "Students are naturally concerned about healthcare reforms and how changes will affect them.

"A provision in the recently passed Patient Protection and Affordable Care Act (PPACA) requires parents' health insurance to extend coverage to children until age 26, regardless of marital, financial, student or residential status," Agarwala said.

Some companies will implement this new strategy before the September 23, 2010, mandate, and Agarwala suggests students inquire with their insurance provider to determine whether it will retain coverage for students who will reach age 21 before September.

hCentive cites healthcare options currently available to students in the U.S. are health insurance through an employer; short-term health insurance; private health insurance; and the extension of coverage for students until age 26 under their parents' policy, which in many cases may be the most affordable option.

"The new healthcare reform is clearly beneficial for students," said Agarwala, who added "and it reflects well for companies who are implementing the extended coverage before the September mandate." To find out more, visit www.hcentive.com.

About hCentive:

hCentive, Inc. (www.hcentive.com) is in the business of simplifying the complex world of health insurance. By using hCentive's health insurance exchange, individuals, families and small businesses can search, compare and purchase suitable health insurance from leading providers.