HealthCompare Offers Information About Children's Health Insurance Options

Online, July 25, 2011 (Newswire.com) - Health insurance quote comparison website HealthCompare has released a list of health insurance options for children to assist parents who are seeking medical coverage for their children. From HealthCompare's website:

"Are you searching for children's health insurance quotes? Then you have come to the right place. We can help.
For many of you, this may be the first time you have ever searched for health insurance for your child or children. For some of you, this may be nothing new. In either case, be assured, HealthCompare is here to help you find the most affordable children's plans that meets your individual needs and circumstance."

Some of the health insurance options for children include:
Health insurance provided through government sources include a variety of state and federal insurance programs including the Children's Health Insurance Program (CHIP) and Medicaid.

People from low-income families that are unable to otherwise afford insurance are the primary beneficiaries of these progress, which are typically free of charge. Each state manages its own Medicaid program separately and decides on its own service model and eligibility criteria. Families with children who are uninsured can qualify based on their income level.

CHIP is another children's health insurance option that is implemented by the Centers for Medicare and Medicaid Services. As with Medicaid, each state develops it's own program model in terms of eligibility, benefits, and level of coverage. In some states, dental coverage is also included with CHIP.

Private providers also have individual health insurance plans for children. If your child is not insured and you do not qualify for government programs, or are looking for a more comprehensive level of care, a plan from a private provider may be what you need.

HMO, or Health Maintenance Organizations offer plans in which beneficiaries pay a monthly premium and co-pay in exchange for services. Most HMO's will assign you a primary care physician from their particular network. You will visit this physician for all routine visits and for referrals to specialists if they are needed.

If you have a trusting, personal relationship with a pediatrician, you might want to consider a PPO plan that allows for more flexibility in choosing your physician and location to receive health care services. Referrals to medical specialists are also usually easier as you will not have to visit your primary physician for a referral.

Parents who are interested in viewing health insurance quotes for their children can visit healthcompare.com to get free, no obligation quotes from multiple insurance carriers.