Here's the Answer to "How Do I Get Business Credit?"

Online, March 26, 2011 (Newswire.com) - Success Point Consulting proudly announces the release of our new ebook, Money in the Bank: A Step-by-Step Guide to Establishing Business Credit. Many small business owners have wondered, "How do I get business credit?" but have not found many answers. It's not taught in high school or college. Most business start-up books don't mention it. They often have no idea how to obtain business credit the right way. Many have tried on their own, applying the rules of the personal credit game, only to be denied over and over again.

Establishing business credit can be tricky if you don't know the process and what creditors and financial institutions are looking for. But banks and other business creditors lend more money to businesses every year than all home mortgages, car loans, and personal credit combined. Yet the SBA reports that almost 97% of all small business loan applications are denied. Why? Because the business owners have not taken the proper steps, nor dealt with the "right" creditors, to establish business credit in the name of their business.

"It doesn't have to be that way," author Katryna Johnson explains. "Once someone explains the do's and don'ts of how to obtain business credit, many business owners can be very successful. There are millions of dollars available to businesses with a high Paydex score and a proven track record of on-time payments to companies who report to D&B. But that's the key. Not all business credit will help you establish a Paydex score. You need to know which companies to use, and the sequence in which to establish the relationships. Apply to a four tier company with no history from several one or two tier companies and you'll be denied every time. "

This step-by-step guide gives you the information you need to obtain business credit. You'll learn about the prerequisites that must be completed before you apply. You'll be introduced to creditors who are most likely to grant your company credit, even if you are a brand-new start-up. You'll learn about the Paydex score and Dun and Bradstreet (D&B) and why having a good relationship with D&B is crucial to your success.

Money in the Bank: A Step-by-Step Guide to Establishing Business Credit is available online through the Success Point Consulting website and other online retailers for $27.95.