Homeowners Fraught by Mortgage Fraud Woes Turn to Non-Profit As Their "Caped Crusader"

Online, September 19, 2011 (Newswire.com) - 93% of the mortgages written between 2001 and 2008 contained fraud leaving today's investors and homeowners (about 63 million of them) in the lurch facing upside-down mortgages, foreclosures, short sales or even bankruptcy; all with dire tax, credit or deficiency judgment consequences.. Those same banks were saved by government bailouts. Who will rescue the consumers?

Enter a "Little non-profit that could," the Home Defense Foundation that uses a patent- pending legal process that has proactively helped thousands of homeowners get out from under the burden of their current mortgage situation.

The Home Defense Foundation process is not a loan modification program or strategic default and is not based on the borrower's financial hardship or inability to pay. It is based on the illegal lending practices and fraudulent activity that the banks perpetrated on borrowers and the financial system.

The Home Defense Foundation program is targeted to help investors who:
• Are current on mortgage payments but upside-down on one or more mortgages
• Have been foreclosed on or are in the foreclosure process
• Have gone through a short sale and are subject to the risk of a deficiency judgment for the next six years
• Have been unable to obtain a loan modification or obtained a loan modification with no reduction in principal

The Home Defense Foundation has figured out how to track what happened to consumer mortgages after escrow closed and is able to document all of the illegal activities that happened in the process of securitizing notes. It is so unique that they have patented the audit.

And the evidence is so damning that, when confronted with this information, banks always choose to negotiate with the homeowner to reset the mortgage to today's market value and interest rates and clear derogatory marks, foreclosures and even bankruptcies from a homeowner's credit.

Recently the Home Defense Foundation forged an exclusive alliance with a leading professional services firm Business Management Advisory Services (BMAS) to form the Home Defense Alliance Group, LLC (HDAC) reaching thousands more.

"Since 2006, I have been helping investors and small business owners in almost every aspect of their businesses through my company BMAS," says James Crothers Senior Partner of BMAS. "We've seen a lot of our clients suffer financially as they've watched the real estate values of their investment properties plummet. Virtually every investor I work with has been negatively impacted by the depreciating values of the real estate market."

"After watching the foundation in action we were determined to become advocates for the cause and established the Home Defense Alliance Group, LLC (HDAG). This commitment means that we will do everything in our power to save as many investors as possible!"
Because The Home Defense Foundation is a non-profit established to help consumers, they charge a flat fee and, unlike other groups, do not take a percentage on the bank end of a successful negotiation.

Home Defense Alliance Group is America's premier patented, legal solution for quickly renegotiating upside-down mortgages, foreclosures and short sales. Home Defense Foundation is a proven non-profit specializing in turnkey, flat-fee defense against illegal lending practices and derogatory credit reporting.

HDAG holds complimentary weekly educational phone calls for consumers at: http://homedefensealliance.com/inform/hdcall/

For information on the Home Defense Alliance Group and how it can help mortgagees,,contact Skip Stefanelli at 1-877-212-1813 or via e-mail at [email protected].
Comprehensive information is also available online at www.homedefensealliance.com

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