Life Insurance Exams Lies

Online, February 10, 2011 (Newswire.com) - In today's times most life insurance packages are being sold where full exams are required. While this is an easy sale for a life insurance broker. Their are life programs which families can purchase that require little or no exam. Policies without need for exams are done right over the phone and only require a simple question and answer with the broker.

Felicia's report on life insurance programs with no exam needed.

"Phooey... Not All Life Insurance Requires Exams"

"Many people are set on a long exam is required for life insurance. This is untrue, and select policies are developed to go through a question and answer period where it's required for you to answer questions honestly. Depending on the policy program and your life insurance broker or company. You may find an policy without even needing an exam."

"Unfortunately, when I read articles like the one below. The word gets out to smokers, people with prior medical conditions, etc. That they cannot receive life insurance. This is false and don't believe for a second that all life insurance policies need you to go thru an exam like the article I am quoting below."

"Feel free to read the post which gives life insurance prospects false hope."

"If you're considering life insurance, you may find that a paramedic examination is required prior to purchasing in order to determine your insurability. "

"For many, this is a daunting task. Not only do you need a physical, but your results will be analyzed and shared with a third party (your insurance company). The good news is that a paramedic exam is usually quick and easy, and there are ways to prepare to help you present your best picture of health. "

Read the rest of her article on no exam life insurances.

It can be an amazing opportunity for Americans to receive a life insurance with out a formal exam. This would lead to more life insurance policies being done right online or through a computer. Even to learn about how you can leverage life insurance policies to pay you monthly for your retirement.

Life insurance is now a new trend for retirement planning due to inflation and baby boomers investments falling short. Read about the hyperinflation and how investors are coping.

For life insurance policies which can pay you monthly and do not require full exams, you can check 1800InsuranceToday.com no exam life insurance policies.