Options To Consider When Funding a Small Business.

Online, April 3, 2013 (Newswire.com) - Along with the SBA 504 Loan program for commercial real estate purchases it is not uncommon for commercial mortgage brokers to receive inquiries from foreign nationals who are interested in investing in the U.S. commercial real estate market. Many of these investors also may be interested in turning the investment into a business that creates jobs and offers a route to receive permanent residency in the U.S.

To appropriately cater to this client niche, commercial mortgage brokers must be aware of how to work with the EB-5 Program, created by Congress in 1990 to stimulate the U.S. economy through job creation and capital investment by foreign investors. The commercial mortgage broker should also be aware that each lending institution or regional center has specific policy that defines the type of business using the business NAICS Codes as well as the geographical areas or the Targeted Employment Areas.

SBA 504 lenders are actively lending to small and middle market business owners to finance or refinance their commercial real estate needs. They assist and work with commercial real estate agents and brokers as well as business specialists including CPA's and business brokers who represent the small business community.

They help determine the eligibility of the business and owners, education of how the SBA guaranteed loan program works and the documentation requirements of the business and its principals. The SBA 504 loan program deals strictly with the commercial real estate component of your business operations. All loans subject to SBA collateral, underwriting requirements and approval, including credit approval."