Quality Claims Management Tells Tornado, Flood and Storm Victims How to Get Help in Resolving Their Insurance Claims

Online, May 4, 2011 (Newswire.com) - Quality Claims Management (http://www.qualityclaims.com) is providing important guidance for homeowners and business owners who experience serious flood, storm or tornado damage.

"If you have lost your home, or have experienced serious damage, you should consider getting professional help before you sign anything your insurance company puts in front of you," according to Ronald R. Reitz, CPPA, President of Quality Claims Management and Board Member of NAPIA, the National Association of Public Insurance Adjusters. "Take a breath, make sure your family is safe, and do not make any hasty decisions. Once you start talking to your insurance company, do not accept the first offer you receive."

How to select a public insurance adjuster? We recommend that disaster victims contact NAPIA, the National Association of Public Insurance Adjusters (www.napia.com) to find licensed and trained Public Adjusters in their region.

First and foremost, only talk to a firm that adheres to a strict Code of Professional Conduct. Check to verify that the firm and the individual adjuster are licensed. You might want to read the Insurance.com article: Should You Hire a Public Insurance Adjuster?

Before accepting any offer from an insurer, make sure that the offer has been reviewed and analyzed against the insurance policy so that you know ALL insurable damage has been included and correctly calculated.

Does every loss require the expertise of a public insurance adjuster? No. Many times the insurance company does the right thing, quickly and fully reimbursing the homeowner for their losses without a lot of negotiation or hassle. In most situations, you should not need a public insurance adjuster. However, if you are not entirely certain, it is prudent to talk to or meet with a public adjuster to discuss your specific loss and get a professional opinion.
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