Rayant to Offer New Insurance Coverage Options Through Alliance with USAble Life

Online, June 29, 2011 (Newswire.com) - Rayant Insurance Agency, a subsidiary of Horizon Healthcare Services, Inc. New Jersey's largest health insurer, announced today that it entered into an exclusive agreement to market USAble life insurance and disability products.

"Under this agreement, we will be able to offer our customers a diverse portfolio of products from an "A" rated, financially stable firm," said Al Bowles, President and CEO of Rayant Insurance Agency. "Working with USAble Life, our customers will get the benefit of our years of experience in providing our customers with advice to meet all their insurance needs and we will be able to provide them with quality products combined with strong service," Bowles said.

USAble Life CEO Jim Casey notes, "We could not be more excited to partner with Rayant. Rayant is a well-respected organization with an enormous amount of knowledge concerning ancillary products and their market."

About Rayant:

Rayant Insurance Agency is a wholly owned subsidiary of Horizon Healthcare Services, Inc., New Jersey's oldest and largest health insurer. Rayant Insurance Agency provides quality life insurance, long term and short term disability insurance products and services to help its members make the best decisions about managing and completing their employee benefit package.

About USAble Life:

USAble Life has been in the business of serving its customers for 30 years and has become a trusted, reliable name in the industry. Each day, their team works diligently to ensure delivery on that promise and as a result, have been recognized as a strong and stable company.

The company has been acknowledged as a financially solid organization. The company's financial strength is rated "A" (excellent) from A.M. Best.

It has also been named by Ward Group® as a Ward's 50 top performing insurance company for the fourth year in a row (2007, 2008, 2009 and 2010). In the September 2010 issue of Best's Review, a monthly insurance news magazine, USAble Life was listed in the top 25 Life Companies for Group Life issued in 2009. In the 2007 and 2008 issues, the company was listed in the Top 200 Life/Health Writers for admitted assets. USAble Life is a wholly owned subsidiary of Life and Specialty Ventures, a limited liability company that is owned by six member Blue Cross and Blue Shield licensed plans.

Operationally, the company continues to achieve sound financial results. In 2010, USAble Life's total net revenue was over $450 million. All together, recognition by external entities combined with operational results, prove strength is in performance.