The Banks Are Crazy About Online Payment
Online, March 6, 2012 (Newswire.com) - Emerging is online shopping, online tickets-booking, to the end of last year, China's online shopping users had reached 194 million people, and the total online retail sales volume exceeded 750 billion Yuan. Online payment had broad prospects; many commercial banks promote online payments by the way of discounts, promotions and other promotions.
Reporters yesterday logon GlobeBill (http://www.globebill.com) website, and found that Ping An Bank, Bank of Communications, and China Merchants Bank had recently launched an online payment promotions. Among them, every Monday from January 1 to May 31, GB (GlobeBill.com) users who use the Merchants Bank debit card processing debit successfully for the first time can enjoy an all-round discount of 10%, the highest discount amount of not more than 10 Yuan of direct discount favorable; Before May 31, the new customers successfully applied for the Bank of Communication's Y-POWER credit card will receive a value of 50 Yuan Bank of credit card payments and $ 5 GB(GlobeBill.com) red envelope provided using GB (GlobeBill.com) paid a single cost not less than 50 Yuan within 45 days' (inclusive) Card Examination and Verification time; Before March 10, consumers who processed GB (GlobeBill.com)'s quick-pay by Ping An Bank's Credit Card for a single spending of not less than 100 Yuan, can enjoy a 5 Yuan's reduction.
The GB (GlobeBill.com) sources, the Shanghai Rural Commercial Bank of Jiangsu Bank has been to cooperate with GB(GlobeBill.com) users on the Internet, the first use of bank card payments will be able to enjoy 10% to 8.5 fold, ranging from preferential. Agricultural Bank of China and other state-owned lines with GB (GlobeBill.com) communication of the concession scheme, the activity is expected to follow on-line.
In fact, commercial banks had also executed online discount activity tide. But the reporter also learned from informed sources that the previous similar online payment discount promotions were sponsored by the payment gateway companies, but recent discounts all turned out to be the commercial banks as the sponsors. Analyst Zhang Meng from analysys.com.cn recommended that the vitality of online payment users and the proportion of the online market will be an increasingly important indicator to banks. The market compared to the line, the Internet is a space limit of the market, therefore, the number of outlets, geographical restrictions of city commercial banks, small and medium-sized joint-stock commercial banks to the degree of concern for network operators.
According to Meng's introduction, the involvement of banks into the army of online operations is generally in conformity with the principle of small and some large regional commercial bank discovered the opportunities firstly, followed by the national joint-stock banks and state-owned banks. In November last year, some regional banks such as Tianjin Bank, Bank of Nanjing, And Shanghai Rural Commercial Bank all launched the activities of credit card online payment discount. Subsequently, Banks like China CITIC Bank, Ping An Bank, and Tyrone bank also joined the team of online operators.
Clearly, the expansion of the [large]online payment[/large] scale is helpful to commercial banks in better promoting the credit card payment, installment payment business. Ping An Bank says that customer transactions over the amount 600 Yuan by credit card can apply for online installments, divisions in three installments, fee of 3.5%; in six installments, fee of 4.5%; in 12 handling fee is 5.5%.
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Tags: commercial banks, globebill, online payment, online shopping