There are typical mistakes new business owners make in the startup phase that can be avoided - if you know what they are
You know you need a business plan - but how do you get started?
You could be risking much more than just your business
Smaller loan amounts and no credit needed can appeal to business owners just starting out
Don't be shy about discussing your accomplishments - pointing out your successes can lead to more success
But be sure you read between the lines - and check the fine print
When you're starting your own business, it's easy to lean on your personal credit history.
Get all your paperwork in order - and be painfully thorough - before you apply
Smart business owners know preparation begins long before you place that "for sale" sign
Smart business owners know it's best to keep personal and business credit completely separate
It's tempting to jump on the first idea to get out of financial trouble, but it's not always the best thing
Set up a plan you can live with now and in the future
Small business loans are, theoretically, an amount of money borrowed by a small businessperson to start or run a small business. But realistically, it's really just a personal loan given to a small businessperson.
Venture capitalists are itching to pull the trigger on their lending gun
Knowing when to use it - and when to say no - can keep you on track
So you've decided to start your own home business. You've got a great idea, you've set up your home office, and you're raring to go. Now you just need some startup money.
You are trying to start your own business but you need startup capital. So you apply for a business loan. The words you don't want to hear are, "Sorry. We just can't approve your loan."
The lending process has moved from the lender's office to the Internet
Read the fine print, and between the lines, before you sign
Banks just don't hand out personal loans like they used to
There's funding out there for new business ventures for women
Small businesses can use a revolving line of credit to gain flexibility in managing cash flow.
Seed capital is money used as the initial investment for a new product or service
President Obama's $33 billion plan to provide incentives for small businesses to hire more workers includes a $5,000 tax credit for small businesses making new hires
FloridaAs a higher percentage of college graduates struggle to find jobs, many lenders offer repayment options such as loan forbearance programs or the deferment of loan payments
Although better economic news can mean better prospects for job seekers, many positions require relocation - which can be expensive
Consumer lending jumped by more than $83 billion in March to $901.6 billion, the highest level in history, according to data recently released by the Federal Reserve.
Credit unions, some smaller local banks and private lenders often retain the ability to approve a revolving line of credit when larger institutions will not.
Many people are waiting too long to make retirement-related financial decisions
A less mobile working population may raise the long-term rate for unemployment by as much as one full percentage point and could lower overall economic growth 0.3 percent a year
May's boost in hiring brought down the unemployment rate slightly - the overall national rate now stands at 9.7%
Those new to the employment market find the costs of looking for a new job higher than expected
Struggling graduates can opt to defer payments if they are out-of-work or struggling financially
Experts suggest that the most effective way to invest money for retirement is to make your best choices, and then focus on a hobby or spend time with friends - just don't micromanage your investment portfolio!
Jobs incentives give small businesses an incentive to hire more people, to expand work hours, or invest
Trying to figure out just how to pay for the cost of looking for a new job?
New law increases the maximum amount low income students may receive from the Federal Pell Grant program
Out-of-state moves, usually associated with job changes, remained at a record low 1.6 percent of the population for a second year in a row
Short-term loans, signature loans and personal loans can be a help if you are having trouble financing your job search!
Over 400,000 jobs were created during the month of May alone.
Workers who face "upside-down" mortgages or high relocation costs may find it difficult or impossible to find new jobs
The value of 10.7 million homes is less than the debt owed on them - with even more homes at risk
Small business loans, tax credits and incentives all target growth in small business - the "engine" of job growth
The Brookings Institution estimates 12.5 million Americans relocated in the year ending March 2009 - the second lowest estimate of workforce mobility ever
Obama calls small business the "true engine" of job growth
May's jobs numbers show positive gains - but not all areas of the country shared in the positive news.
The U.S. Department of Labor reported that the number of workers filing "continuing claims" (renewed claims filed by unemployed workers who have not found jobs) dropped to the lowest level in 18 months
It can be surprising just how much money it takes to land a job these days!
The U.S. economy shrank by 3.8% over the year ending June 2009 but rebounded strongly in the second half of the year
Homeowners who need to relocate for new jobs face the expense of selling their house before they can move - in the current economy, that may be a problem
Once you near retirement, managing credit cards, auto loans, or a mortgage can be almost impossible
Signature loans, personal loans, business loans and credit card balances all decrease in February - lending no assistance to the nascent economic recovery
Analysts had forecasted a slight increase in U.S. consumer and business loan balances for March, but the U.S. economy did not perform as expected
RealBusinessCredit.info was created to help people build a business credit line without using personal credit.
Merchants and small businesses are still able to access business loans and alternative financing from Business Lenders in Q3 of 2010.
Unemployed college graduates and those struggling in the current weak economy may benefit from lending programs that offer temporarily suspended payment agreements
Business Cash Advance expands lending in the year 2010 in order to fill the void that is created by all banks in terms of business loans.
Law reduces the role of private banks in making federally subsidized student-loans
Going green can make your business more financially sound. Adopting environmentally sound practices may produce some cost savings.
Check out all the options when it's time to apply for a loan