A lien can affect your credit score negatively and will stay on your credit report up to seven years

Check out trial offers - A good way to try before you buy long-term

Critics say you shouldn't pay for what you can do on your own

Free annual credit report reflects financial performance of the individuals. Individuals must secure free annual credit report which they can get once in a year at free of cost.

The three major credit bureaus - Experian, Equifax and TransUnion - are all different yet they all share more similarities than differences.

If you've ever been a victim of identity theft, you know that sinking feeling you get when you first become aware of the theft.

Reviewing your credit report and getting your score are the first steps

Prior to making a big purchase, such as buying a house, you should obtain and understand your credit score.

Bad credit personal loans seem to be everywhere. Just Google the term, and you'll get millions of responses.

The inaugral convention of the Australian Chambers of Business Alliance comprising each state and territoty of Australia was held June 1- 3, 2011 at the Gold Coast Convention Centre attracting more than 1100 delegates.

Crain's New York Business recently released their list of the Top Entrepreneurs of 2011.

SearchBusinessCreditReports.com is a consumer information website offering expert advice about business credit reports and how to increase credit scores.

Consumer laws are supposed to protect the consumer but the laws enacted by Congress give Credt Bureaus tremendous power over consumers. They have the right to be the judge and jury when it comes to defining a person's credit worthiness. Without one