What used to be a very risky option, in joining a debt settlement program, is now much less risky. Consumers won't have to worry about getting ripped off cause they won't be paying their fees until the debts actually settle.

New federal laws passed in October of 2010 have made the debt settlement process much less risky and an overall better option for consumers in need of financial debt relief.

Filing for Bankruptcy used to be the easy way out of debts. Not anymore thanks to new federal laws. Consumers on the verge of bankruptcy should at least consider negotiating a debt settlement deal before filing bankruptcy.

Both bankruptcy and debt settlement programs recently have had laws passed which regulate their practice. The new debt settlement laws in particular have given consumers a much more legitimate option for debt relief.

The Credit Card Debt Relief Act 2010 effectively bans debt settlement companies from collecting upfront fees. Now consumers don't have to pay a dime until their debts actually settle. These new laws make debt settlement a much better option.

There are more consumers massively in debt than at any other point in recent history. The irresponsible lending standards over the past 2 decades have left consumers in a financial mess. So what are the 3 best options for debt relief?

New bankruptcy laws have made filing bankruptcy an absolute last resort. With bankruptcy becoming more difficult to qualify for, other debt relief options have emerged to help consumers experiencing financial hardships.

With bankruptcy becoming more undesirable than ever, many consumers experiencing a financial hardship have opted for a debt settlement program. So is this the best option to avoid bankruptcy and eliminate debt?

A lot of people are looking for different debt relief options because they are a legal and effective way of getting fast relief.

The debt settlement industry has grown significantly over the past couple years and a few unethical companies have given the whole industry a bad name. Representatives from the industry recently responded to the legitimacy of debt settlement.

When millions of consumers could no longer qualify for bankruptcy many of them decided to go the debt settlement route. This has created a massive growth in debt settlement programs and the industry in now undergoing stricter regulations.

The debt settlement industry however has gotten a bad rap lately mainly because of unqualified companies popping up making bogus claims and taking large upfront fees from consumers. TASC recently responded to the legitimacy of debt settlement