There has been a lot of talk about Obama's credit card debt relief programs and it's important to separate fact from fiction so consumers can find a legitimate option for debt relief.

Making the debt settlement industry a performance based service has made it far less risky and more financially advantageous for consumers to settle credit card debt. Now if they can't settle your debt, you don't pay a single penny.

Many people are having huge debts to pay off and this is because of their lack of knowledge on how to handle the situation. Now with sites like Creditcard-Debt-Advice.Com people can get good credit card debt advice and come out of their present state

TheDebtHawk.com provides best tips to get out of credit card debt.