Shelley Hunter, founder of Gift Card Girlfriend (www.GiftCardGirlfriend.com), gives consumers advice on how to turn a gift card into a thoughtful gift.

From setting a budget to calculating sales tax, Shelley Hunter, the Gift Card Girlfriend (GCG), says parents can teach their children valuable lessons when redeeming gift cards.

Whether shopping for gifts or just trying to meet the needs of the household, Shelley Hunter, the Gift Card Girlfriend, says consumers can use gift cards to spend less and get more this holiday season-without feeling guilty.