Last Chance for End of Year Financing Promotion for Salon Owners! SalonSmart, a Salon and Spa Furniture manufacturer and distributor, has available a finance option for salon and spa owners that can make refurbishing or opening a second location less financially burdensome. Salon owners that have been in business for three or more years and have approved applications will be able to purchase salon equipment with $0 money down and make their first payment 90 days after equipment delivery.