Eight percent of small businesses applying for funding choose merchant cash advances, but the annual percentage rate (APR) on a merchant cash advance (MCA) can reach 300 percent

High bank denial rates and debt aversion paired with increasing operating expenses have businesses thinking outside the box, industry insiders say.

A new Viva report shows 57 percent now applying for business loan alternatives, a two-point year-on-year increase.

Leading Australian lender Liberty is well-known for its diverse home, car, personal and commercial loan options. But many businesses may not know that Liberty also offers a range of business loan solutions, suited to many business needs.

Banking Center opens to serve Tampa Bay

Proving Banks are Partners, Not Competitors, for the Small Business Lender

'This really is our dream place.'- Yang Jiang, President, Artistic Stone Kitchen & Bath, Inc.

"Thank you to Capital Access Group and all that helped in this seamless process." - Dr. Craig Bindi, Owner, Laser Eye Center of Silicon Valley

"The comfort of the low interest rate just helps me sleep at night." - Paul Dana, Owner, Park-A-Pup Kennels

"The SBA made it affordable for a small business like mine to buy our own property." - Larry Barndt, Owner, Barndt's Welding, Inc.

'The beauty of being able to refinance through the 504 program is that it brought our payments down and gave us more options for the business into the future.' - Jim Roberts, co-owner, The Madrones & The Brambles

'The 504 loan was a deal-changer. It allowed us to feel comfortable purchasing this large suite.'
- Anlin Xu, M.D., Senior Partner, South Bay Allergy and Asthma Group, Inc.

"I feel so much peace, knowing we have this building. Who knows, maybe we'll buy more buildings!" - Leslie Concilla, Co-owner, Da Vinci Marble

TMC Financing Helps Rough Linen Gain Full Control of Business with Multiple 504 Loans

"It's starting to feel like our new home." - Michael Ailshie, Operations Manager, Supergiant Games, LLC

Providing small- to medium-sized businesses with the cash they need to make necessary repairs, updates, expansions, and more.

'The ten percent down payment is the key.' - Brian Flynn, Hybrid Design, CEO & Founder.

"The 504 program is a viable, valid opportunity to sustain your small business." - Keith Andersen, NPI Solutions

The SBA 504 loan provided the security that allowed me to be bold.

"It was just an easy process." - Lisa Durbrow, co-owner, Longview Stables

'Our monthly mortgage payment is lower than our rent!' - Aishwarya Kancharla, co-owner, Redwood Montessori School

"I'm not throwing away money on rent anymore." - Victor Khedr, Owner Five Points Tire Imports

"Capital Access Group helped make my family's dream a reality." - Kenneth Dunaj, Owner of Building Supply Center

"Now, I'm paying myself rent." - Angelica Rains, President and CEO of Groupe Insearch

"I'm very pleased that we have an opportunity to leverage this program." - Bahman Taheripour, Vice President, Calitho

"Capital Access Group really helped me grow my business." - John Eshelman, Owner, Prime Mechanical Service

A Plus Financial Consulting Opens Second Location

Capital Access Group arranged $2.3 million in total project financing for Basil Leaf Café to purchase the 2,697 sq. ft. building it had been leasing since 2006. Basil Leaf Café is located at 501-521 Hartz Avenue, Danville, CA.

Equator Coffees & Teas now has 83 employees, more than 350 wholesale customers—including the renowned French Laundry restaurant in Yountville, CA, cafes at LinkedIn and micro-kitchens at Google—and three retail stores in Northern CA with a fourth on the way. Equator also, thanks to an SBA 504 loan from Capital Access Group, owns its own 5,500-square-foot roasting plant in Marin County, CA.

Capital Access Group released its fiscal year 2015 results today. Capital Access Group approved loans for 72 small businesses throughout California and finished the year as the #2 lender in the San Francisco District Office Region and the highest volume CDC in the South Bay. Capital Access Group's loan volume increased by 38% over fiscal year 2014 by dollar amount, and the number of loans increase

Master potter opens Adam Silverman Studio in greater Los Angeles using the U.S. Small Business Administration 504 commercial real estate program funding.

TMC Financing provides SBA 504 real estate loan to support manufacturing growth. Diablo Cable designs and manufactures fiber-optic and low-voltage datacenter cables from its new 3,000-square-foot manufacturing facility/warehouse in Pleasanton, CA.

TMC Financing provided more than $32 million in real estate loans to local small businesses in FY 2014

TMC Financing helps one of Las Vegas' busiest wedding chapels expand with new events center

The launch of the website brings a complete new face to the Atlantis Capital's services to the clients and the public due to greater efficiency and accessibility owing to the sites diverse and invaluable features.

Small business owners know that at some point, they're going to need to apply for a loan. The question then becomes, Can I qualify for a small business loan?

Know what's available so you know what's best for your business

There are plenty of options - just make sure you pick the one that's best for you

Startup or expansion money can be hard to come by if you have bad credit ¬ but there are options

Be prepared for the consequences - as well as the benefits

Enables existing Small and Medium Businesses to raise up to $1 million in short-term loans for 9 months using social networking

Online social networking and finance tools help entrepreneurs share business plans, raise money, and launch businesses with friends and contacts

You are trying to start your own business but you need startup capital. So you apply for a business loan. The words you don't want to hear are, "Sorry. We just can't approve your loan."