It's really common sense - even though most consumers don't get it
People use credit cards every day, and they use them for a variety of reasons - these reasons vary from paying for vacations to starting a new business.
If you're considering getting a personal loan, you need to be sure you have all the available information in order to compare and weight your options.
Figuring this number can become a "crystal ball" into your financial future
Looking and applying for grant money is time consuming ad frustrating, no matter what or whom you're seeking it for.
You could be risking much more than just your business
When it comes to cash advances, don't make a decision you'll later regret
It may require some work and time, but you can avoid bankruptcy and maintain your good credit
A survey done last year by the Small Business Administration found that nearly 60 percent of small business owners use credit cards to meet their businesses' capital needs.
Debt consolidation is a reality for many, since it has become easy to borrow money quickly without considering the consequences of having too much debt.
Consider giving up spending to put you on the fast track toward saving
If you're willing to cut corners and make sacrifices, you can get back on your feet
Even those with bad credit can bounce back and eventually have a great score, positive credit history
How you use payday loans can determine which way it goes
Smaller loan amounts and no credit needed can appeal to business owners just starting out
Bad credit loans can help put you back on track if you work them right
Knowing the profile can help you decide if it's right for you
Business lines of credit help owners keep personal, business dealings separate
Small business owners must know where their business is headed to present a well-rounded package to lenders
But be sure you read between the lines - and check the fine print
When you're starting your own business, it's easy to lean on your personal credit history.
Get all your paperwork in order - and be painfully thorough - before you apply
There are things you can do to help ready yourself for home ownership, even with poor credit
By learning good habits to begin with, you can avoid heartache - and debt - later on
Smart business owners know preparation begins long before you place that "for sale" sign
Learning to live within your means and how to negotiate with creditors can make the difference in paying down your debt
For small business owners, this means paying out or the headache of going it alone - but it doesn't have to be that way ¬
Get things in order before you seek out that loan opportunity
Smart business owners know it's best to keep personal and business credit completely separate
To make it in the business world today, smart business owners know they must cut costs.
It's tempting to jump on the first idea to get out of financial trouble, but it's not always the best thing
Set up a plan you can live with now and in the future
Small business loans are, theoretically, an amount of money borrowed by a small businessperson to start or run a small business. But realistically, it's really just a personal loan given to a small businessperson.
Venture capitalists are itching to pull the trigger on their lending gun
Knowing when to use it - and when to say no - can keep you on track
So you've decided to start your own home business. You've got a great idea, you've set up your home office, and you're raring to go. Now you just need some startup money.
The lending process has moved from the lender's office to the Internet
Read the fine print, and between the lines, before you sign
Banks just don't hand out personal loans like they used to
There's funding out there for new business ventures for women
Small businesses can use a revolving line of credit to gain flexibility in managing cash flow.
Seed capital is money used as the initial investment for a new product or service
President Obama's $33 billion plan to provide incentives for small businesses to hire more workers includes a $5,000 tax credit for small businesses making new hires
FloridaAs a higher percentage of college graduates struggle to find jobs, many lenders offer repayment options such as loan forbearance programs or the deferment of loan payments
Although better economic news can mean better prospects for job seekers, many positions require relocation - which can be expensive
Consumer lending jumped by more than $83 billion in March to $901.6 billion, the highest level in history, according to data recently released by the Federal Reserve.
Credit unions, some smaller local banks and private lenders often retain the ability to approve a revolving line of credit when larger institutions will not.
Many people are waiting too long to make retirement-related financial decisions
A less mobile working population may raise the long-term rate for unemployment by as much as one full percentage point and could lower overall economic growth 0.3 percent a year
May's boost in hiring brought down the unemployment rate slightly - the overall national rate now stands at 9.7%
Those new to the employment market find the costs of looking for a new job higher than expected
Struggling graduates can opt to defer payments if they are out-of-work or struggling financially
Experts suggest that the most effective way to invest money for retirement is to make your best choices, and then focus on a hobby or spend time with friends - just don't micromanage your investment portfolio!
Jobs incentives give small businesses an incentive to hire more people, to expand work hours, or invest
Trying to figure out just how to pay for the cost of looking for a new job?
New law increases the maximum amount low income students may receive from the Federal Pell Grant program
Out-of-state moves, usually associated with job changes, remained at a record low 1.6 percent of the population for a second year in a row
Short-term loans, signature loans and personal loans can be a help if you are having trouble financing your job search!
Over 400,000 jobs were created during the month of May alone.
Workers who face "upside-down" mortgages or high relocation costs may find it difficult or impossible to find new jobs